Pets, mainly dogs and cats, today are considered more than pets as members of families, since the affection and importance they have for family nuclei, for couples or single people, is such that many people see them practically as children (hence the terms 'perrrhijo' or 'gathijo'). That is why all animal guardians (at least those responsible) are always looking for the best care they can provide to their dogs, cats or any other animal they have as a companion, such as excellent nutrition, veterinary care, a good place to live and much more.
However, as happens with any living being, no matter how careful they are, this does not make them immune to risks that can affect them, such as diseases, accidents, attacks from other animals or even bad intentions of third parties. Given this, we can take many measures to protect our furry friends, such as always keeping them at home and watching them, walking them on a leash, etc., but nothing is a guarantee and we must be prepared for any unforeseen situation. In this regard, there are services that can help us to deal with these emergency situations: pet insurance.
Yes, you read that right, pet insurance has been a reality for several years and, in fact, such is the importance of animals for the new generations that multiple insurers in Latin America and the world offer these protections that help us take care of our pets in case of accidents, illnesses or any unwanted but possible event. Read on and discover in this article on our site what pet insurance covers
What is pet insurance and how does it work?
Pet insurance are policies marketed by various insurance companies, which have coverage and assistance to cover veterinary, burial, vaccination and other expensesin case our 4-legged friends require it.
According to the company Save Insurance, given the preference of young people to have pets instead of children, in Mexico more and more insurers and banks offer this insurance for those who always seek the best care for their animal companions. For this reason, insurers such as Mapfre, Sura or BBVA offer insurance mainly for dogs and cats, which offer coverageWhat:
- Veterinary consultations
- Telephone assistance
- Esthetic
- Surgeries
- Stays for animal care
- Funeral expenses
- Indemnity for accidental death
- Legal assistance
- Civil liability for damage caused by our pet to third parties
- Assistance in case of loss or theft
- Guidance for traveling with pets
- Discounts in establishments
- Hospitalization
Success of pet insurance in Latin America
According to the site Salvaseguros.cl, in South American countries such as Chile, pet insurance is every time more accepted and in demand, since they are already marketed by the most renowned companies, such as:
- Falabella Insurance
- Consortium
- ISAPET
- Sura
Furthermore, the site Salvaseguros.pe reports that in Peru, insurers such as La Positiva already have insurance for dogs and cats, which, in addition to providing the previously mentioned coverage, are an important source of support for the economy of the families, since the expenses in medical services, civil liability and burial can be quite high, often exceeding the average income of the population.
